Top 5 Best Personal Loan Applications In India in 2022

1.Paysense

Paysense is one of the best instant loan apps without salary slips

 Interest Rate Per Month - 1.08 to 2.33 percent Maximum Loan Amount - Rs. 5,00,000 Minimum Loan Amount - Rs. 5,000

Documents - Proof of Identity (Aadhar card/PAN card), Proof of Address (Aadhar card, utility bills, or rental agreement), Proof of Income (bank account statement), and a Photograph

2.MoneyTap

Moneytap is one of the fastest instant loan apps in India

Interest Rate Per Month - 1.08 to 2.3 percent  Maximum Loan Amount - Rs. 5,00,000 Minimum Loan Amount - Rs. 3,000

Documents- Selfie, PAN card, Current address proof (electricity bill/ration card/gas bill or postpaid mobile bill/telephone bill/ broadband bill), Photo ID proof (passport/driving license/Voter ID/ Aadhar Card), Bank statements, Rental agreement, Credit card statement

3.Dhani

Dhani app is one of the best personal loan apps  and many  students who are working parttime can easily get loan

Interest Rate Per Month - 1 to 3.17 percent  Maximum Loan Amount - Rs. 5,00,000 Minimum Loan Amount - Rs. 1,000

Documents - PAN card, Address proof (passport, voter ID, driving license, Aadhar card), Bank detail

4.Nira Finance

Nira finance app is known for its instant approvals.One can get fastest loan approvals

 Interest Rate Per Month - 1.5 to 2.5 percent  Maximum Loan Amount - Rs. 5,00,000  Minimum Loan Amount - Rs. 3,000

 Documents - Recent payslip, Last 3 months bank statement, PAN card, Photograph, Identity proof, Address proof

5.CASHe

CASHe is known for itself as the best personal loan app

Interest Rate Per Month - Starts from 1.75 percent Maximum Loan Amount - Rs. 5,00,000 Minimum Loan Amount - Rs. 5,000

Documentation - Proof of Income (salary slip), Proof of Identity (passport, Aadhar card, driving license, or voter ID), Proof of Address (bills like electricity, gas, telephone, or maintenance), PAN card